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# Insurance Agents Say Downloads Have No Value
- URL: https://www.hypebot.com/insurance-agents-say-downloads-have-no-value/
- Published: 2010-11-04T13:20:00.000Z
- Updated: 2010-11-04T13:20:00.000Z
- Description: A carefully aquired digital music collection has no value if a home or apartment is burglarized or damaged according to most home insurance policies. In fact, just a quarter of. Continue reading [https://www.hypebot.com/hypebot/2010/11/insurance-agents-say-downloads-have-no-value.html]
- Author: Bruce Houghton
- Tags: Uncategorized, #wp, #wp-post, #Import 2026-01-21 10:59

[![image from hothardware.com](http://hypebot.typepad.com/.a/6a00d83451b36c69e20133f594e08c970b-150wi "image from hothardware.com")](https://storage.ghost.io/c/3a/95/3a957c06-c825-4057-9939-0a274cc16d23/content/images/hothardware-com/newsimages/Item9098/ipod-touch-fire-2.jpg?ref=hypebot.com)

A carefully aquired digital music collection has no value if a home or apartment is burglarized or damaged according to most home insurance policies. In fact, just a quarter of home insurance policies in the UK even offer to cover digital music downloads, according to [USwitch.com](http://www.uswitch.com/news/insurance/do-you-know-how-much-your-digital-downloads-are-worth-956570/?ref=hypebot.com). Only 10% of policies cover downloads valued over $3200.00.

**Graphic: Is Your Digital Music Collection Covered By Insurance?**

  
click on image to enlarge

[![image from www.uswitch.com](http://hypebot.typepad.com/.a/6a00d83451b36c69e20133f594def1970b-500wi "image from www.uswitch.com")](http://hypebot.typepad.com/.a/6a00d83451b36c69e20133f594def1970b-popup?ref=hypebot.com)